Founder of The Elder & Disability Law Firm, Victoria L. Collier On Long-Term Care

Certified Elder Care Attorney, Victoria Collier, reveals two options for long-term care that most people are unaware of and shares that because 50% of people will require long-term care, it should be part of everyone’s retirement or asset protection plan.

Decatur, GA, August 10, 2017: Victoria L. Collier, founder of The Elder & Disability Law Firm, has posted a new article on her law firm’s website entitled “Two Little Known Options for Long-Term Care.” Ms. Collier makes poignant points saying that, “Life is full of uncertainties. Not a single one of us knows how long we will live. We don’t know if our health will hold out or we will be sickly.”

Victoria CollierAccording to Collier, “There are so many unknown variables that it only makes sense to make an effort to be prepared in the event that you or your loved one will require long-term health care.” She continues adding, “This is even more important when you have limited assets and want to make sure they cover the care you’ll require. While most people think they won’t require long-term care assistance, the fact is that one in every two people (50%) will need long-term care assistance.”

As Collier points out, “Long-term care can include home health care, adult day programs, independent living facilities, assisted living facilities and nursing home care.” She states that, “Traditional ways to pay for this type of care include personal savings, “traditional” long-term care insurance, Veterans benefits and Medicaid benefits.”

“Traditional long-term care insurance is very expensive,” says Collier, “and on top of the expense, if you don’t use the policy then you lose all the money you invested in it. “ She further adds, “You cannot even pass it on to surviving family members to inherit it.” “However, due to the strain on Federal and State budgets because of the use of Medicaid,” says Collier, “the federal government has created very attractive tax incentives and options for people to leverage their own funds to pay for care.”

Collier states, “I’m going to review two specific examples including the Pension Protection Act of 2006 and Planning Strategies with Retirement Accounts.”

The entire article can be read at

About Victoria Collier

Victoria L. Collier, CELA founded The Elder & Disability Law Firm of Victoria L. Collier, P.C. to serve the legal needs of seniors when their health care needs increase. Victoria is also Co-Founder of Collier Scott Financial Solutions, LLC. At both firms WE BELIEVE that people should not have to lose everything they’ve worked a lifetime to earn and that every person is an individual who deserves respect and the highest quality of life possible, regardless of age or ability.

Victoria enlisted in the U.S. Air Force during Desert Storm, 1989-1995, and also served in the U.S. Army Reserves, 1Lt. 2001-2004, JAG Corps. Victoria is a national expert on the VA Wartime Pension for veterans and their widows who need additional assistance with activities of daily living and helping them qualify for and receive tax-free income from the VA to pay for it. Victoria graduated from Valdosta State University with a B.A. in Psychology and then University of Nebraska, College of Law. In 2014, Victoria was awarded with the Alumni Master Award from the University of Nebraska.

Victoria is a Certified Elder Law Attorney through The National Elder Law Foundation and has been named as the only attorney in Georgia as “Fellow” of the National Academy of Elder Law Attorneys (NAELA). Victoria was appointed by Governor Perdue to the Georgia Council on Aging, 2010 – 2016 and was awarded Dekalb County Veteran of the Year, 2013. She is the author of 47 Secret Veterans Benefits for Seniors; Paying for Long Term Care – Financial Help for Wartime Veterans: The VA Aid & Attendance Benefit. Victoria has co-authored several books: Blooper Episodes in Estate PlanningDon’t Go Broke in a Nursing Home, and Protect Your IRA: Avoid the 5 Common Mistakes. Most notably, Victoria co-authored the National Best Seller, The Road to Success, with Jack Canfield, author of Chicken Soup for the Soul series.

About The Elder & Disability Law Firm

The Elder & Disability Law Firm was established to serve the legal needs of senior citizens when their healthcare needs increase. The Firm focuses its entire practice on Elder Law and Estate Planning matters, which encompasses the areas of Asset Protection, Medicaid Planning, VA Benefits planning, Estate and Special Needs Planning. Victoria Collier has grown her law practice through her personable nature and good management skills.