PressNewsRoom

Brian Fricke, author and retirement planning expert, explains the importance of owning your home free and clear.

Orlando, Fla. – July 30, 2010 – Brian Fricke, CFP, founder of Financial Management Concepts and “Worry Free Retirement” author/expert, recently published an article on his website titled Why You Should Own Your Home Free and Clear, where he discusses the advantages of paying off your mortgage early, as well as some of the most common arguments against early payoff.

“From my experiences over the last couple of decades, I’ve observed that folks tend to have a less stressful and more worry free retirement when they don’t have the burden of debt in their life. Which is why I believe your ultimate goal should be to own your home free and clear at or before retirement,” remarked Brian.

The two most common objections to making extra mortgage payments, as articulated in the article, are “If I do that I’m going to lose valuable tax deductions,” and “mortgage money is cheap. Why shouldn’t I just keep my mortgage and keep the money that I would have used to pay the mortgage off invested in a higher returning investment? Then the difference, or the spread, is mine to keep.”

Brian goes on to tackle each of these issues as well as offer his thoughts on whether paying off your mortgage early is right for you.  “If you have enough non-retirement money available, we think it makes sense to seriously consider using some of it to pay off your mortgage and own your home free and clear,” wrote Brian.

The entire article can be found at http://www.brianfricke.com/articles/why-you-should-own-your-own-home-free-and-clear.php

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Brian Fricke, author and retirement planning expert, was recently interviewed for a FoxBusiness.com article about the transition into retirement.

Orlando, Fla. – July 6, 2010 – Brian Fricke, Certified Financial Planner® and author of the book “Worry-Free Retirement,” was recently interviewed for a FoxBusiness.com article titled “When Retirement is Just Around the Corner.”  The June 21^st article, written by Hope Holland, discusses with Brian how “the recent market volatility has many worried about the financial health of their next eggs.”

Brian is an accomplished Orlando-based financial advisor and retirement planning expert.  His perspective on retirement and finances is often sought after by those looking to navigate the occasionally rough waters of retirement planning.  Brian also publishes several blogs and articles on his website (http://www.BrianFricke.com) each month with topics ranging from financial planning, retirement planning and bond strategies to inheritance taxes, health care reform and current economic issues, among others.

Below is an excerpt of the FoxBusiness.com article:

As you embark on retirement or prepare to do so, you have to fine-tune your projections and consider shifting your asset allocations.

For a projection of you Social Security benefits at retirement, you should contact your Social Security Administration.

As far as income needs and other sources of income retirees may have, such as pensions & Social Security, Fricke says to determine how much income you need or want from savings and investments.

“Then, design an investment allocation that exposes you to the least amount of risk, while giving you the highest probability of reaching and keeping your goals,” Fricke said. “To help our clients determine their individual ideal asset allocation we use what we refer to as ‘Scenario Planning,’ technically known as Monte Carlo Simulation analysis.”

The entire Fox Business article can be found at http://www.foxbusiness.com/personal-finance/2010/06/21/retirement-just-corner/

Brian also holds a free weekly teleconference on Tuesday mornings called “Coffee Talk.”

The “Coffee Talk” teleconferences are not limited to clients and are available to the public, free of charge.  Details for each week’s call can be found at http://www.BrianFricke.com/news_room and you can listen to previous calls at http://www.BrianFricke.com/conference-calls

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Brian Fricke, author and retirement planning expert, was recently given the honor of becoming a Platinum Author by article syndication website, EzineArticles.

Orlando, Fla. – June 30, 2010 – Brian Fricke, Certified Financial Planner® and author of the book “Worry-Free Retirement,” was recently selected among thousands of authors to become a Platinum Level author on EzineArticles.com.  Brian publishes several blogs and articles on his website each month with topics ranging from financial planning, retirement planning and bond strategies to inheritance taxes, health care reform and current economic issues, among others.

According to the article syndication website, EzineArticles.com, “This (Platinum) is a status that can not be bought and can only be earned by sending in quality articles.  Only a small fraction of our thousands of authors ever obtain this level.”

Brian Fricke said, “I am thrilled that the articles that I’ve published have proven to be a valuable resource for those looking to retire, or who are currently enjoying retirement.  I am proud that EzineArticles.com has chosen to recognize my writings and I look forward to publishing additional informational and timely articles to help others navigate through all the financial options of retirement planning.”

Some of the recent articles syndicated by EzineArticles.com, include “How to Make Even More Money With Your Favorite Stock,” “How Much Money Can You Safely Withdraw From Your Investments?” “The Single Biggest Money Mistake Couples Make,” “Will the Uptrend in the US Stock Market Continue?,” “Hope Springs Eternal – Even After Obama-care Has ‘Passed’” and “One of the Best Gifts You’ll Ever Give Your Family.”

You can read these and other articles and blogs by Brian by visiting http://www.brianfricke.com/articles.

Brian also holds a free weekly teleconference on Tuesday mornings called “Coffee Talk.”

The “Coffee Talk” teleconferences are not limited to clients and are available to the public, free of charge.  Details for each week’s call can be found at http://www.BrianFricke.com/news_room and you can listen to previous calls at http://www.BrianFricke.com/conference-calls

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Brian Fricke, author and retirement planning expert, is cautioning clients to read the “fine print” when considering investing in annuities. 

Orlando, Fla. – June 16, 2010 – Brian Fricke, Certified Financial Planner® and author of “Worry-Free Retirement,” holds a weekly teleconference call, “Coffee Talk,” is a live call that is held every Tuesday morning from 9-9:30am, to discuss current financial, economic and lifestyle issues that affect retirees and anyone wanting to retire within the next 5 years. 

On June 8^th, Brian held a “Coffee Talk” call titled “Warning: Dirty Little Secrets Annuity Companies Hope You Never Find Out About.”  This call caused some slight “fireworks” when a caller challenged Brian about his views on Equity Index Annuities.  The caller turned out to be a seller of these annuities, and proved to provide the listeners with a great back-and-forth debate on the issue. 

At the beginning of the call, Brian remarked, “As usual, the big print gives it to you, and the small print takes it away.  So, before you run out and buy an annuity, be aware of some of the ‘smoke and mirror’ games that annuity companies use to get at your money.  Also, unfortunately, many of the people selling annuities really aren’t familiar with exactly how these things work.” 

Later in the question and answer segment, the caller who sells annuities suggested Brian was causing undue fear with his assessment of equity index annuities.  The caller remarked, “None of our clients have been pressured or manipulated.  We’ve got clients who have had a substantial double-digit growth opportunity (and growth capture) on their dollars and I think you’ve potentially positioned people to be fearful of what, in some cases, can be their best option.” 

Fricke responded by saying “My biggest concern with Equity Index Annuities is that I think they’ve been over-sold and misrepresented by a large number of folks as providing benefits that they’re clearly not designed to provide.  The equity index annuity is really nothing more than a formula to determine the interest that the annuity company is going to credit to the annuity contract, so in my simple way of thinking – why do we have to use some complicated formula to determine what the interest rate will be?  – Just tell me what the interest rate is and be done with it.” 

This exchange brought about many comments from the other callers.  One listener, emailed Brian about the exchange. “Brian – Excellent talk this morning.  Where I got snookered was (advisor name withheld) never explained that though the income basis amount can be set at the market highs, the cash value for withdrawals was based upon the actual stock market value, and of course since I thought I was protected and did not get out of the funds that it was invested in, in 2008, causing a 35% loss in the cash value.”  

Another listener (who happens to be a Certified Financial Planner) emailed the following comments, “I tune in every once in a while to your coffee talks. I like them. However last week I heard this guy attack your annuity wisdom. His name is (name withheld) and you are right – he is an annuity salesman and a friend of mine…He had a pretty decent size mortgage company and then the collapse came. He is now selling fixed annuities. They are only licensed to sell fixed annuities. They have had a radio show for years. First preaching mortgages now preaching annuities. Both partners know absolutely nothing about money and financial planning. They are just two guys trying to earn a buck. The sad part is they don’t know enough to know that they are screwing investors.”  

Brian encourages robust debate on the financial, economic and retirement issues of the day, and knows that his clients and others benefit greatly by participating in these free weekly teleconference calls.  

The “Coffee Talk” teleconferences are not limited to clients and will be available to the public, free of charge.  Details for each week’s call can be found at http://www.BrianFricke.com/news_room and you can listen to previous calls at http://www.BrianFricke.com/conference-calls 

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner.  Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”. 

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers. 

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America. 

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.  

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Brian Fricke, author and retirement planning expert, tackles a retirement misconception in a new article about safe withdrawal amounts from your investments. 

Orlando, Fla. – June 3, 2010 – Brian Fricke, CFP founder of Financial Management Concepts and “Worry Free Retirement” author/expert, recently published an article on his website titled “How Much Money Can You Safely Withdraw From Your Investments” where he debates a common misconception among retirement planners. 

“It’s a common misconception — that in order to have enough money to get through the rest of your life, you want a withdrawal rate of no more than 4-6% of your investment account(s),” remarked Brian.  “I don’t argue with the research behind the 4-6% rule. However, when you apply it to the real world; I think it is just a little bit flawed,” Brian continued. 

The article goes on to explain how the 4-6% rate is a “one-size-fits-all” solution, and that individual situations can help to determine a reasonable withdrawal rate.  Brian also writes how  flexibility is one of the most important parts of planning your “financial roadmap.”

“Think of your money as a pension fund. Unless you need all of your money today, the amount you have on any given day really isn’t the most significant issue. The most significant issue is — do you have enough money to generate the income stream or withdrawal rate that you need or desire from your money?” wrote Fricke.

The entire article can be found at http://www.brianfricke.com/articles/how-much-money-can-you-safely-withdraw-from-your-investments.php

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner.  Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

Brian also holds a weekly teleconference call, “Coffee Talk,” which is a live call held every Tuesday morning from 9-9:30am, to discuss current economic and lifestyle issues that affect retirees and anyone wanting to retire within the next 5 years.  Brian has also recently launched a live in-person meeting, built around the teleconferences, called “Coffee Talk Live.” These teleconferences and live events are not limited to clients and will be available to the public, free of charge.  Details for each week’s call can be found at http://www.BrianFricke.com/news_room 

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”. 

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers. 

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America. 

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.  

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Brian Fricke, author and retirement planning expert, is celebrating the fifth anniversary of Financial Management Concepts’ current office building, which they now own. 

Orlando, Fla. – May 19, 2010 – Brian Fricke, founder of Financial Management Concepts and “Worry Free Retirement” author/expert, is celebrating the fifth anniversary of the company’s current location.  The office building is now owned by Brian and has proven to be one of the best investments that they have made. 

“For the same money I’d be paying in rent, we are building equity and net worth for our own financial future,” remarked Brian.  “We also have additional space that we currently rent or have available for future expansion of our business,” continued Brian.  

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner.  Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

Brian also holds a weekly teleconference call, “Coffee Talk,” which is a live call held every Tuesday morning from 9-9:30am, to discuss current economic and lifestyle issues that affect retirees and anyone wanting to retire within the next 5 years. These teleconferences are not limited to clients and will be available to the public, free of charge.  Details for each week’s call can be found at http://www.BrianFricke.com/news_room 

To inquire about available rental space or more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com 

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”. 

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers. 

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America. 

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.  

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Brian Fricke, author and retirement planning expert, is expanding his popular free weekly teleconference series, Coffee Talk, to include several live events across the state of Florida. 

Orlando, Fla. – May 13, 2010 – Due to the increasing popularity of his weekly Coffee Talk teleconferences, Brian Fricke, “Worry Free Retirement” author/expert and Certified Financial Planner (CFP®), is announcing the beginning of a monthly live event called “Coffee Talk Live!” 

The weekly teleconference call, “Coffee Talk,” is a live call that is held every Tuesday morning from 9-9:30am, to discuss current economic and lifestyle issues that affect retirees and anyone wanting to retire within the next 5 years. These teleconferences are not limited to clients and will be available to the public, free of charge.  Details for each week’s call can be found at http://www.BrianFricke.com/news_room 

Similar to these weekly free teleconferences, “Coffee Talk Live!” attendees will get simple and easy to understand financial information from Brian and his team and have an opportunity to get answers to any questions or concerns they might have.  These events will also provide a great opportunity for everyone to meet in person. 

The first three “Coffee Talk Live!” events are set, and the topics will vary, depending on the questions and concerns of the attendees. Brian will also most likely touch on subjects relatable to current economic news and how it affects retirement planning, wealth building and retirement lifestyle. 

Reservations will be required for these events, as space will be limited.  The first three “Coffee Talk Live” events will be held at Panera Bread® locations around the state of Florida.  The first three events are as follows: 

May 24^th – Panera Bread®

696 East Altamonte Drive (near Maitland Blvd. and 436)

Altamonte Springs, FL 32714

9:00am

June 15^th  - Panera Bread®

The Villages

1181 Main Street

Lady Lake, FL 32159

2:00pm

July 20^th – Panera Bread®

275 Eau Gallie Boulevard East

Indian Harbour Beach, FL 32937

TimeTBA

To RSVP for these events, please contact Nancy at nancy@fmcretire.com or at either of the following numbers: (407) 647-7006 or (800)-393-1017. 

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner.  Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com 

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”. 

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers. 

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America. 

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.  

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Brian Fricke, author and retirement planning expert, recently wrote an article on health care legislation that is featured on the front page of PeaceMakersInstitute.com. 

Orlando, Fla. – April 28, 2010 – Brian Fricke, “Worry Free Retirement” author/expert and Certified Financial Planner (CFP®), often weighs in on the economic and political issues of the day through the blogs and articles found on his website, http://ww.BrianFricke.com.  Recently, Brian weighed in on some of the financial aspects of the latest health care legislation.  The article, titled “Hope Springs Eternal! Even After Obama-Care Has ‘Passed’,” has been syndicated all over the web and featured on the home page of http://www.PeaceMakersInstitute.com.  The PeaceMakers Institute is a 501(c)(4) organization that primarily focuses on the education and promotion of important social issues. 

In the article, Brian Fricke writes, “I agree that we need to reform the health care system; I just don’t like the idea of a government health care system. I wonder why we don’t just allow the free market system to take effect. In my opinion, the health care system is different than almost any other commerce that goes on in America today because you rarely know what the true cost of anything is – and there is little incentive for us to pay attention or care that much.” 

Rev. Cary K. Gordon, President of PeaceMakers Institute commented on what drew him to Brain’s article.  “Brian’s article was chosen for publication because his assessment of the American economy is accurate. Free market capitalism, framed upon the benevolent moorings of the Judeo/Christian faith, enabled the founder’s dreams to be realized in the production of the most powerful, successful and liberty loving nation in the history of the world. Brian’s article cut through the distracting, and, at times, overwhelming details of healthcare reform. Brian addressed the root principle of free-market success that has been unheeded for far too long…WHO IS THE REAL CUSTOMER in this equation?”

“The only way to BEGIN addressing the healthcare problem is at its root! We must liberate the healthcare industry from 3rd-party government interruptions, which is to say, the insurance companies must be removed from the position of “customer”… and they must be replaced by the actual patient who is receiving the services,” continued Gordon. 

To read the entire article, along with other blogs and articles on retirement planning, wealth management, current economic issues and more, please visit http://www.BrianFricke.com 

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner.  Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com 

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”. 

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers. 

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America. 

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.  

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Brian Fricke, author and retirement planning expert, is currently offering their monthly newsletter and email newsletters, free of charge. 

Orlando, Fla. – April 5, 2010 – Brian Fricke, “Worry Free Retirement” author/expert and Certified Financial Planner (CFP®), recently celebrated the 19^th birthday of his financial planning firm, Financial Management Concepts.  One of the most important things that Financial Management Concepts has done over the years to stay a viable and trusted company with it’s clientele, is to stay engaged with them on a personal level and provide outstanding financial information on a regular basis.  

The Worry Free Retirement Newsletter has been a welcome addition to mailboxes across the country due to insightful and relevant articles and stories to help clients and friends stay engaged and informed about their retirement and financial planning.  Now, Brian Fricke is giving this newsletter away to visitors of his website, http://www.BrianFricke.com.  This newsletter is a $24.95 value and also includes a bonus subscription to Financial Management Concepts’ email newsletter. 

In the latest newsletter, Brian covers such topics as: 

·      “Has the Housing Market Finally Bottomed Out?”

·      “Home Made Financial Plan Almost Cost Them Everything They Had”

·      “Financial Tip: Are You Taking Advantage of ALL Available Deductions?”

·      “Investing Secret: What You Can Control”

·      “Coffee Crew” Teleconference Information 

Help Brian and Financial Management Concepts celebrate 19 years of service by signing up today for their monthly newsletter at http://www.brianfricke.com/subscribe 

Orlando Business Journal has named Financial Management Concepts one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner.  Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”. 

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers. 

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America. 

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.  

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients. 

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Brian Fricke, Financial and Retirement Planning Expert, is searching for stories of life, purpose and passion to feature in the 2^nd Edition of the Worry Free Retirement Bandanna Journal. 

Orlando, Fla. – March 31, 2010 – Brian Fricke, a leading expert in retirement planning and a Certified Financial Planner (CFP®), recently launched the website http://www.BandanaJournal.com, an online compliment to his popular book, “Worry Free Retirement Bandana Journal.”  The book featured stories and photos from Brian’s friends and clients of fun travel experiences, along with stories and photos of enjoying life with their “Worry Free Retirement Bandanas.”  

Now, Brian is issuing a call for entries to be included in the 2^nd Edition of the popular book.  While the first book featured mostly travel stories, this time around, Brian would also like to include stories from those who may not enjoy traveling as much, but still do other things that bring joy and satisfaction to their lives. 

“Everyone, even you, has something that you do or participate in that brings you immense joy and satisfaction. Tell us what that is!  Share your story with us – we really do want to hear it, whether it involves travel or not,” remarked Brian Fricke.  

“The goal for the next edition of Worry Free Retirement Bandanna Journals is to publish a collection of stories, reminding and encouraging others that life is meant to be ‘lived’ so you experience joy and satisfaction, meaning and purpose,” continued Brian. 

To submit your photo and story, just e-mail your photo(s) and story to info@fmcretire.com 

The first book, “Worry Free Retirement Bandana Journal,” is now available at the website as a free downloadable e-book.  Some of the stories and chapters included in the eBook include:

·      When You Make the Decision to Enjoy Life Dreams Do Come True!

·      Zip Lining in Belize

·      Tough Times May Be Ahead For Us—We Are Ready

·      TO BE HAPPY, TO BE FREE!

·      Everyday is a Vacation…at the Beach!

·      Riding The Wave To Early Retirement! 

The website also features some of the most interesting journals, stories, and photographs collected by Brian over the years.  “While money is important, there are things in life more important than money. My hope is that the stories that follow will motivate and/or inspire you to live your life with purpose and passion,” commented Brian. 

Brian Fricke has been named “Top Wealth Manager, 2004-2009” by Wealth Manager Magazine, and his firm, Financial Management Concepts, has been named “Top Financial Planning Firm” by Orlando Business Journal. 

For more information, please visit http://www.BrianFricke.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”. 

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers. 

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America. 

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.  

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $96 million of investment assets for a select community of clients. Typical clients have a net worth ranging from $1 million to $10 million 

For more information, please visit http://www.BrianFricke.com