Orlando, Fla. – February 28, 2011 – Brian Fricke, CFP founder of Financial Management Concepts and “Worry Free Retirement” author/expert, has recently been asked to contribute his expertise in retirement planning to the forthcoming book, Pre and Post Retirement Tips for Librarians.

The book, being published by the American Library Association, will serve as a comprehensive guide for librarians to plan and implement sound retirement strategies.  Brian’s popular retirement planning book, Worry Free Retirement: Do What You Want, When You Want, Where You Want and his weekly internet television show, Worry Free Living TV™, make Brian the perfect advocate for smart financial and retirement planning for people of all income levels.

Brian Fricke remarked, “I am honored to contribute to this new book!  I hope that the ALA and their members will gain some invaluable insight with my contribution to this important book.”

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $106 million of investment assets for a select community of clients.

The American Library Association (ALA) is the oldest and largest library association in the world, with members in academic, public, school, government, and special libraries. The mission of the American Library Association is to provide leadership for the development, promotion and improvement of library and information services and the profession of librarianship in order to enhance learning and ensure access to information for all.

The book is scheduled to be published later this year.

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $106 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Orlando, Fla. – February 14, 2011 – Brian Fricke, CFP founder of Financial Management Concepts and “Worry Free Retirement” author/expert, recently published an article on his website titled “Hidden Investment Fees…Exposed!” where he explains that even if your financial advisor says that he is being paid by the annuity company, that money actually comes out of investors pockets in the form of hidden fees.

“Have you ever heard a stock broker, financial advisor, maybe even an insurance agent say something like, “Don’t worry the investment company pays me, or the annuity company, or the mutual fund, or the insurance company pays me, so you don’t have to?”  That’s the answer one of our clients got from their former financial advisor when they asked a real simple question.  They had just bought an annuity from their prior financial advisor.  And their question simply was, “how are you getting paid?” The answer? “Don’t worry; the annuity company is going to pay me.”  You might not see anything wrong with that.  But I sure do.” wrote Brian Fricke.

“We all know there is no such thing as a free lunch.  So where is the annuity company getting the money to pay this advisor? From you.  They might camouflage it and hide it, but at the end of the day, bottom line, that money is coming out of your pocket,” continued Brian.

Brian goes on to give some advice on what you can do about it.  “Since you’re going to pay the fee one way or the other, my advice is that you stop the bleeding now.  By that I mean, your best move is probably to go ahead and pay the surrender charge and move on to a lower cost investment vehicle.  You could put the same $100,000 into low cost, no load index mutual funds… Think of all that extra money that could be in your pocket instead of sending it off to an insurance, annuity, or mutual fund company.”

The entire article can be found at http://www.brianfricke.com/articles/hidden-investment-fees…exposed.php

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian Fricke also recently announced the launch of a new internet based television show called Worry Free Living TV™.  The weekly show will be replacing Brian’s popular weekly teleconference series, “Coffee Talk.”  Like the “Coffee Talk” series, Worry Free Living TV™ will cover topics ranging from investing, to taxes, to estate planning, to common mistakes to avoid as well as stories to motivate and inspire you to live and enjoy life on your terms!

Details for each new episode can be found at http://www.BrianFricke.com/news_room

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $106 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Orlando, Fla. – February 11, 2011 – Brian Fricke, CFP founder of Financial Management Concepts and the author of “Worry Free Retirement,” recently tackled the issue of saving for your kids (or grandkids) college education.  One of the latest editions of Brian’s new internet-based television show, Worry Free Living TV™, is called “Don’t Pay For Your Kids (or Grandkids) College Education!”

In it, Brian discusses why he thinks that it’s a huge mistake to pay for kids/grandkids college education.  Brian says, “I think that anyone going to college should have some ‘skin in the game’– a vested interest.  I suggest that you encourage your kids or grandkids to pay for some of their college education.  This way, I believe that they end up appreciating and valuing that education even more.”

As the author of Worry Free Retirement: Do What You Want, When You Want, Where You Want, host Brian Fricke aims to help people make sure they’re making smart choices about their money. Being aware and making smart financial choices will allow those in retirement, as well as those planning to retire, live a life that is financially worry free.

To learn more and watch the this episode Worry Free Living TV™, please visit http://www.brianfricke.com/WFL-TV-2.html

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $106 million of investment assets for a select community of clients.

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $106 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Orlando, Fla. – December 20, 2010 – Brian Fricke, CFP founder of Financial Management Concepts and the author of “Worry Free Retirement,” recently wrapped up their 6^th Annual Matching Gift Program.  Throughout the month of December, Brian encouraged his clients to make charitable contributions to the charity of their choice.  In turn, Financial Management Concepts (FMC) matched each contribution up to fifty dollars.

The goal of the FMC Matching Gift program is to encourage as many clients and charities to be involved as possible.

This year, Financial Management Concepts and their clients raised over $6,434 spread across 46+ different charity organizations.  Some of these include:

Sister Michaela-World Villages for Children – A Project of Asian Relief, Inc.

Nocc-IL Division (National Ovarion Cancer Coalition

St. Ann’s Food Pantry

SPCA of Central Florida

Metro Ferals

Doberman Rescue of the Trail

The Haven for Orphaned & Injured Wildlife

Trinity Catholic High School

Congregation of Reform Judaism

Help Hospitalized Veterans

St. Paul’s Evangelical Lutheran Church

Orlando Sentinel Family Fund Holiday

Boys Town

The Leukemia & Lymphoma Society

Emmaus Lutheran Church

The Sharing Center

Alaska Radio Mission-KNOM

New Life Worship Center

St. Jude’s Children’s Research Hospital

Happy Tails Rescue

Trinity Communications

Blessed Trinity Catholic Church

Meals On Wheels of Tampa

St. Patrick Church

Orlando Union Rescue Mission

Freedom Ride Inc.

Journey’s End

Pets Alive Inc.

TLC Horse Rescue

Heartland Horse Rescue & Rehab

Aloma Baptist Church

Second Harvest Food Bank of Central Florida GNN Birthday Reminder

Smile Train

International Accelerated Missions

American Heart Association

Forgotten Ones Inc.

Cornerstone Hospice

Sunlake Volunteer Fire Dept

Orlando Union Rescue Mission

The Salvation Army

Love Your Life Foundation

La Promesa Foundation

The Barnabas Center Inc.

LCMS Ministry to the Armed Forces

Engender Health

St. Paul’s Lutheran Church

“We are extremely grateful to our clients for their generous giving.  We were glad to match their gifts, as each organization represented does great work for so many people in our community and across the nation,” remarked Brian Fricke.

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Orlando, Fla. – November 18, 2010 – Brian Fricke, CFP founder of Financial Management Concepts and the author of “Worry Free Retirement,” recently initiated an Elite Professionals Group consisting of “Best in Class” professionals from various industries.  The purpose of this group is to have a trusted and competent pool of professionals that can be recommended to his clients on an as needed basis.

One of the members of the Elite Professionals Group is Orlando-based realtor and training expert, Andy Tolbert. (http://www.AndyTolbert.com)  Recently, Andy wrote about how one of her foreclosure interviews led to a reunion of a family that had been out of touch for several years!  Below is an excerpt from Andy’s blog post:

Wow, this is a story you probably don’t hear every day.  Yesterday I was contacted by email by someone stating she was a relative of someone I had interviewed about losing her house.  Through some back searching I found the article she was referring to, and it wasn’t me that had interviewed the lady, I just happened to be interviewed in the same article.  I never met her relative.  In several emails back and forth though, I explained that I had never met her, but did a quick Google search and sent her a link with some local contact info including an email address and place of employment (all public records here… not disclosing any secret info!).

Well, today I just got this email:

Andy

You have just been used by God to help two sisters fine each other and to discover that there are two more sisters My daughter and her sister are so happy right now it is unbelievable. They are both Managers and have two children thanks thanks and more thanks

My The Lord bless your life and family

Pastor Nissi

Isn’t that unbelievable?

Out of the tragedy of losing her home, a single mom and her 2 kids are now reunited with their family because of the story that was written about her.

Brian points out that this kind of wonderful event is a testament to the power of networking and is one of the main reasons for organizing the Elite Professionals Group.

Members of the Elite Professionals Group include wholesale automobile purchases, insurance experts, mortgage expertise, business, estate and elder law, health and medicare supplement insurance expertise, and many more.

“Members of the Elite Professionals Group, meet monthly to keep each other informed of our respective areas of expertise so we can take exceptional care of our clients now and into the future,” remarked Brian.

To learn more about these recommended resources, please visit http://www.brianfricke.com/recommended-resources

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian also holds a weekly teleconference call, “Coffee Talk,” which is a live call held every Tuesday morning from 9-9:30am, to discuss current economic and lifestyle issues that affect retirees and anyone wanting to retire within the next 5 years.  Brian has also recently launched a live in-person meeting, built around the teleconferences, called “Coffee Talk Live.” These teleconferences and live events are not limited to clients and will be available to the public, free of charge.  Details for each week’s call can be found at http://www.BrianFricke.com/news_room

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Orlando, Fla. – October 20, 2010 – Brian Fricke, CFP founder of Financial Management Concepts and the author of “Worry Free Retirement,” recently initiated an Elite Professionals Group consisting of “Best in Class” professionals from various industries.  The purpose of this group is to have a trusted and competent pool of professionals that can be recommended to his clients on an as needed basis.

“Elite Professionals admitted to this group earn our endorsement, they don’t buy it! We know how difficult and time consuming it is to find truly competent professional services and advice. Our ‘best in class’ Elite Professionals are held to a high standard of excellence. We also make sure that every Elite Professional is someone that clients feel comfortable talking with and is a person they can trust,” remarked Brian Fricke.

Members of the Elite Professionals Group include wholesale automobile purchases, insurance experts, mortgage expertise, business, estate and elder law, health and medicare supplement insurance expertise, and many more.

“Members of the Elite Professionals Group, meet monthly to keep each other informed of our respective areas of expertise so we can take exceptional care of our clients now and into the future,” continued Brian.

To learn more about these recommended resources, please visit http://www.brianfricke.com/recommended-resources

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian also holds a weekly teleconference call, “Coffee Talk,” which is a live call held every Tuesday morning from 9-9:30am, to discuss current economic and lifestyle issues that affect retirees and anyone wanting to retire within the next 5 years.  Brian has also recently launched a live in-person meeting, built around the teleconferences, called “Coffee Talk Live.” These teleconferences and live events are not limited to clients and will be available to the public, free of charge.  Details for each week’s call can be found at http://www.BrianFricke.com/news_room

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Orlando, Fla. – October 7, 2010 – Brian Fricke, CFP founder of Financial Management Concepts and the author of “Worry Free Retirement,” recently published an article on his website titled “Four Must Have’s For Proper Estate Planning” where he gives four must have basic documents that should be put into place as soon as possible.

“Regardless of how old you are, everyone of legal age should have these basic documents in place; a will, a durable power of attorney, a health care power of attorney and a living will,” wrote Brian Fricke.

The article goes on to give examples of each.  In conclusion, Brian writes, “DO NOT do this on your own. There are numerous websites and books and fill in the blank forms available all over the place – but if you make even a small mistake, your heirs may end up paying legal fees and court costs that far exceed the price you would have paid to have an attorney do it right first time.”

The entire article can be found at http://www.brianfricke.com/articles/four-must-haves-for-proper-estate-planning.php

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian also holds a weekly teleconference call, “Coffee Talk,” which is a live call held every Tuesday morning from 9-9:30am, to discuss current economic and lifestyle issues that affect retirees and anyone wanting to retire within the next 5 years.  Brian has also recently launched a live in-person meeting, built around the teleconferences, called “Coffee Talk Live.” These teleconferences and live events are not limited to clients and will be available to the public, free of charge.  Details for each week’s call can be found at http://www.BrianFricke.com/news_room

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Orlando, Fla. – October 4, 2010 – Brian Fricke, CFP founder of Financial Management Concepts and “Worry Free Retirement” author/expert, recently published an article on his website titled “Surviving Spouses – Don’t Make This Mistake And Overpay Your Taxes” where he explains how the death of a spouse can cost the surviving spouse big money in the form of overpaying on their taxes.

“You probably know that if you inherit an asset and then turn around and sell it, you’re only taxed on the increased value from the date that you inherited the asset. For instance, if you inherit a stock worth $100 from a friend or family member and they only paid $10 for it, you can turn around and sell the stocks at $100 and pay zero tax on the $90 profit!” wrote Brian Fricke.

The article goes on to show how mistakes are sometimes made using this $100 stock as an example:

“Say you and your spouse buy stock in a joint account for $10. Now it’s worth $100. Your spouse passes away and you want to sell the stock. What are your profits for tax purposes?   If you’re like a lot of people, you instinctively remember what you paid for the stock –$10.  And when you report that profit you report it as $90. Which is wrong!” remarked Brian.

“You would actually be over-reporting your taxable income.  Why?  Because you haven’t adjusted your tax basis (cost) as a surviving spouse.  When you stop and think about it, you actually inherited a portion of that stock. You owned 50% of the stock, but your spouse owned 50% of the stock,” continued Brian.  “What this boils down to is the fact that you get a stepped-up basis on your spouse’s interest in the asset.  For that same $100 stock, you should adjust your cost to $55. Meaning you would only pay tax on a $45 profit.”

The entire article can be found at http://www.brianfricke.com/articles/surviving-spouses-dont-make-this-mistake-and-overpay-your-taxes.php

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian also holds a weekly teleconference call, “Coffee Talk,” which is a live call held every Tuesday morning from 9-9:30am, to discuss current economic and lifestyle issues that affect retirees and anyone wanting to retire within the next 5 years.  Brian has also recently launched a live in-person meeting, built around the teleconferences, called “Coffee Talk Live.” These teleconferences and live events are not limited to clients and will be available to the public, free of charge.  Details for each week’s call can be found at http://www.BrianFricke.com/news_room

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Orlando, Fla. – September 3, 2010 – Brian Fricke, CFP founder of Financial Management Concepts and “Worry Free Retirement” author/expert, recently published an article on his website titled “Is The Economy Really Recovering?” where he explains the reasons that when one looks at the big picture, things look like they’re improving, but on the local level it still may feel like things haven’t gotten much better at all.

“Why is it that we see these reports that corporate profits are up by billions and billions of dollars, but on an individual basis it still feels like the economy isn’t recovering?” Brian asks.

“The easiest answer, of course, is that unemployment is still above 9%. Recessions typically last nine months, but this one we’ve just gone through lasted over two years. But the bigger deal could be what some economists are calling a two-tier recovery. Meaning large corporations are feeling a lot of improvement, while small business owners and individuals are not,” Brian continued.

The article goes on to explain how large businesses have access to capital that small business do not. Brian writes, “If a big business needs to borrow money to buy supplies or increase their inventory, they can go to the bond market and access the capital they need. But if you’re a small business owner, you can’t borrow money from the bond market. You’ve got to go to your local bank — and odds are the local bank is still dealing with underwater real estate loans.”

The entire article can be found at http://www.brianfricke.com/articles/is-the-economy-really-recovering.php

Orlando Business Journal has named Brian’s company, Financial Management Concepts, one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian also holds a weekly teleconference call, “Coffee Talk,” which is a live call held every Tuesday morning from 9-9:30am, to discuss current economic and lifestyle issues that affect retirees and anyone wanting to retire within the next 5 years.  Brian has also recently launched a live in-person meeting, built around the teleconferences, called “Coffee Talk Live.” These teleconferences and live events are not limited to clients and will be available to the public, free of charge.  Details for each week’s call can be found at http://www.BrianFricke.com/news_room

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com

Orlando, Fla. – August 17, 2010 – Brian Fricke, CFP, founder of Financial Management Concepts and “Worry Free Retirement” author and expert, was recently selected to join elite company in The National Association of Personal Financial Advisors (NAPFA®.)  The standards for entry into this organization are extremely tough; to date just over 2,000 financial advisors out of an estimated 450,000 financial advisors nationwide, have qualified for membership.

Brian Fricke is now a “NAPFA-Registered Financial Advisor.”  This designation is only available to Fee-Only® financial advisors who are paid directly by their clients.  NAPFA members receive no commissions or other rewards for selling financial products, reducing potential conflicts of interest.  Those forms of compensation create potential conflicts of interest that may undermine an advisors objectivity and fiduciary responsibility.

“We welcome Brian to NAPFA,” said NAPFA Chair William Baldwin.  “The NAPFA-Registered Financial Advisor designation denotes a real accomplishment for any financial advisor. We are always pleased when we can strengthen our ranks with well-trained, highly-committed financial advisors.”

In addition to tough entry standards, the NAPFA also has some of the industry’s most rigorous education and training requirements.  The continuing education requirements exceed those of any other association of financial advisors.

Orlando Business Journal has named Financial Management Concepts one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.  Brian Fricke is a Certified Financial Planner. Financial Management Concepts is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

For more information about Brian Fricke and Financial Management Concepts, please visit http://www.BrianFricke.com.  You can also call toll free 1-800-294-4917 or send an email request to info@fmcretire.com

About Brian L. Fricke, CFP®:

Brian Fricke is the Author of “Worry Free Retirement, Do What You Want, When you Want, Where You Want”.

For the last 6 years in a row Brian and his company – Financial Management Concepts – have been named one of America’s Top Wealth Managers.

Orlando Business Journal has named his firm one of the top financial planning companies in Central Florida. Financial Advisor magazine – an industry trade journal- has recognized him as one of the leading financial planning firms in America.

If you’ve been in Central Florida over 10 years, you may have heard him on the radio. He used to host his own show on WDBO radio. He’s also served on the City of Winter Springs Board of Trustees Pension Fund.

Brian is a Certified Financial Planner. His firm – Financial Management Concepts – is a Fee Only Financial Planning firm. They currently manage over $98 million of investment assets for a select community of clients.

Brian and his team have worked with retirees and pre-retirees from companies like AT&T, Sprint, Harris, Lockheed Martin and Siemens/Westinghouse.

For more information, please visit http://www.BrianFricke.com