Finally, The Truth About Annuities!

Posted by admin on May 7th, 2012

Traverse City, MI. – Financial Advisor Michael Reese reaches out to clients and the community to inform them of the benefits and dangers of owning annuities.

Reese advises that annuities can be a great “safe money asset” to own.

“Banks sell them, brokerage house representatives sell them, the guy who insures your car can probably sell them, too,” said Michael Reese, Founder of Centennial Wealth Advisory. “But the real question is, are annuities any good for you, your money and your retirement? And if they are good, who is qualified to find you the right one for your unique retirement planning situation?”

When consumers are considering an annuity, it is essential that they get complete disclosure in order to make an informed decision.

Variable annuities, lifetime immediate annuities and indexed annuities all have their pros and cons that may not be visible to the naked eye.

“Don’t buy into an offer that defies logic,” said Reese. “A good safe money advisor will know how to ladder annuities and help you find the best option after carefully considering the benefits and costs to each one.”

For more information on how Michael Reese can help, please visit www.michael-reese.com.

For media inquiries only, please contact Jenn Horner at Jennifer@dnagency.com.

About Michael Reese:

Michael Reese is the founder of Centennial Wealth Advisory and is a Certified Financial Planner™, Chartered Financial Consultant, and a Chartered Life Underwriter.  Reese has been cited in numerous industry publications for his expertise on retirement planning, including Yahoo! Finance, Bankrate, and US News & World Reports. Reese is also the host of “The Michael Reese Show,” which airs every Saturday at 9:00 a.m. on NBC.

Reese assists other financial advisors throughout the country as the featured educator at Advisor’s Excel’s “IRA College” in Topeka, Kansas.  At the “IRA College”, Reese teaches top financial advisors throughout the country a number of tax planning strategies that he uses to significantly reduce the taxation on his client’s retirement plans.

Financial Advisor Ronald Gelok Unveils How To Avoid Overpaying For Life Insurance

Posted by admin on May 4th, 2012

Parsippany, NJ. – Financial Advisor Ronald Gelok informs life insurance policy holders that they may be paying as much as 70% too much for their life insurance.

The life insurance industry has a standardized pricing system called the Commissioners Standard Ordinary Mortality Rates (CSO).  The most recent study was conducted in 2001.  Prior to this study, the last prices were calculated in 1980.

“Over this 20 year gap, the table represents a 30 percent reduction in policyholder cost,” said Ronald Gelok, President & Financial Associate of Ronald Gelok & Associates. “This reduction could be even higher depending on when your policy was put in place.”

Gelok informs that while the study was done in 1980, the lower prices were not implemented until 1988. Policyholders that bought insurance during the lapsed time period may actually be paying an even higher rate.

“Bottom line, there are a lot of policies that are priced better in the market,” said Gelok. “The best way to ensure against over paying or getting less than you’ve paid for is to get a life insurance policy review completed by a knowledgeable advisor.”

For more information on how Ronald Gelok can help, please visit www.ronaldgelok.com or call (800) 476-8152.

For media inquiries only, please contact Jenn Horner at Jennifer@dnagency.com.

About Ronald Gelok:

Ronald Gelok, JD is known as the IRA Professor. For over 20 years Ron and his team have been known for making complex retirement planning and tax reduction planning clear and easy to understand. His clients often find that, after working with him they have moved significantly forward in their planning, simplifying their finances and obtaining greater peace of mind about their financial future. Ron has appeared on both radio and television discussing retirement planning problem solving. He is licensed in New Jersey, New York, Florida and Pennsylvania. His new book is due out this fall.

Finally, The Truth About Annuities!

Posted by admin on May 4th, 2012

San Diego, CA. – Financial Advisor Steve Sexton reaches out to clients and the community to inform them of the benefits and dangers of owning annuities.

Sexton advises that annuities can be a great “safe money asset” to own.

“Banks sell them, brokerage house representatives sell them, the guy who insures your car can probably sell them, too,” said Steve Sexton, President of Sexton Advisory Group. “But the real question is, are annuities any good for you, your money and your retirement? And if they are good, who is qualified to find you the right one for your unique retirement planning situation?”

When consumers are considering an annuity, it is essential that they get complete disclosure in order to make an informed decision.

Variable annuities, lifetime immediate annuities and indexed annuities all have their pros and cons that may not be visible to the naked eye.

“Don’t buy into an offer that defies logic,” said Sexton. “A good safe money advisor will also know the critical questions to ask you to determine if an annuity will create more problems for you and your heirs than it will solve.”

For more information on how Steve Sexton can help, please visit www.sextonadvisorygroup.com.

For media inquiries only, please contact Jenn Horner at Jennifer@dnagency.com.

About Steve Sexton:

Steve Sexton has over 15 years of experience in the financial services industry and holds multiple licenses and designations. His company, Sexton Advisory Group has grown steadily over the last eight years and has seven offices serving Riverside and San Diego Counties.

Sexton is a well known media expert and has been asked to appear on a variety of Southern California media over the past three years to share his expertise. Starting in May, he will also be hosting his own radio show.

Sexton also works with many charities. He has sponsored special events for various charities, such as A Salute to the Military, benefitting Pat Boone’s Ryan’s Reach charity, events for Hospice of the Valleys and many more.

Finally, The Truth About Annuities!

Posted by admin on May 4th, 2012

Redmond, WA. – Financial Advisor Jim Black reaches out to clients and the community to inform them of the benefits and dangers of owning annuities.

Black advises that annuities can be a great “safe money asset” to own.

“Banks sell them, brokerage house representatives sell them, the guy who insures your car can probably sell them, too,” said Jim Black, co-founder of Absolute Return Solutions, Inc. “But the real question is, are annuities any good for you, your money and your retirement? And if they are good, who is qualified to find you the right one for your unique retirement planning situation?”

When consumers are considering an annuity, it is essential that they get complete disclosure in order to make an informed decision.

Variable annuities, lifetime immediate annuities and indexed annuities all have their pros and cons that may not be visible to the naked eye.

“Don’t buy into an offer that defies logic,” said Black. “A good safe money advisor will know how to ladder annuities and help you find the best option after carefully considering the benefits and costs to each one.”

For more information on how Jim Black can help, please visit www.absolutereturnsolutions.com.

For media inquiries only, please contact Jenn Horner at Jennifer@dnagency.com.

About Jim Black:

Jim Black has over 20 years of experience in the financial planning industry, and now devotes his efforts to the distribution planning arena. His main focus is helping clients to “retire” based on their own terms. For Absolute Returns Solutions, Inc. that means focusing on desired income and estate goals; striving to better assure lifetime income and asset preservation.

After graduating from Brigham Young University with a degree in international finance, Jim went on to earn his MBA from Willamette University. Jim is also a Certified Financial Planner™.

Finally, The Truth About Annuities!

Posted by admin on May 4th, 2012

Glen Burnie, MD. – Financial Advisor Michael Canet reaches out to clients and the community to inform them of the benefits and dangers of owning annuities.

Canet advises that annuities can be a great “safe money asset” to own.

“Banks sell them, brokerage house representatives sell them, the guy who insures your car can probably sell them, too,” said Michael Canet, Founder of Prostatis Financial Advisors Group, LLC and the Estate and Elder Planning Center of Maryland. “But the real question is, are annuities any good for you, your money and your retirement? And if they are good, who is qualified to find you the right one for your unique retirement planning situation?”

When consumers are considering an annuity, it is essential that they get complete disclosure in order to make an informed decision.

Variable annuities, lifetime immediate annuities and indexed annuities all have their pros and cons that may not be visible to the naked eye.

“Don’t buy into an offer that defies logic,” said Canet. “A good safe money advisor will know how to ladder annuities and help you find the best option after carefully considering the benefits and costs to each one.”

For more information on how Michael Canet can help, please visit www.ProstatisFinancial.com.

For media inquiries only, please contact Jenn Horner at Jennifer@dnagency.com.

About Michael Canet:

Michael Canet is the Founder of Prostatis Financial Advisors Group, LLC as well as the Estate and Elder Planning Center of Maryland. For over a decade, Canet has been building a reputation in retirement planning and asset preservation for families and retirees.

Michael Canet is the author of, Surviving the Perfect Storm: A Practical Guide to Secure Retirement Planning During Volatile Times, and the host of The Savvy Investor Radio. Canet holds public seminars focusing on financial and legal aspects of retirement planning, the economics of long-term healthcare and asset preservation, and frequently appears on television as a tax and financial expert.

Finally, The Truth About Annuities!

Posted by admin on May 4th, 2012

Cary, NC. – Financial Advisor Peter D’Arruda reaches out to clients and the community to inform them of the benefits and dangers of owning annuities.

D’Arruda advises that annuities can be a great “safe money asset” to own.

“Banks sell them, brokerage house representatives sell them, the guy who insures your car can probably sell them, too,” said Peter D’Arruda, President of Capital Financial Advisory Group, LLC. “But the real question is, are annuities any good for you, your money and your retirement? And if they are good, who is qualified to find you the right one for your unique retirement planning situation?”

When consumers are considering an annuity, it is essential that they get complete disclosure in order to make an informed decision.

Variable annuities, lifetime immediate annuities and indexed annuities all have their pros and cons that may not be visible to the naked eye.

“Don’t buy into an offer that defies logic,” said D’Arruda. “A good safe money advisor will know how to ladder annuities and help you find the best option after carefully considering the benefits and costs to each one.”

For more information on how Peter D’Arruda can help, please visit www.coachpeteradio.com.

For media inquiries only, please contact Jenn Horner at Jennifer@dnagency.com.

About Peter D’Arruda:

Peter D’Arruda is a Registered Financial Consultant & Investment Advisor. He is the author of three popular financial books and his radio show, “Coach Pete’s Financial Safari”, is heard weekly on radio stations throughout the country.

D’Arruda is a highly sought after speaker and each year he educates area investors and financial professionals by holding seminars open to the public. He also attends several advanced planning industry meetings each year to continue improving his knowledge base.

D’Arruda has been in many national articles and publications such as Forbes, CNBC, Fox Business Network, The Wall Street Journal, Newsweek, SmartMoney, among others.

Financial Advisor Michael Dinich Unveils How To Avoid Overpaying For Life Insurance

Posted by admin on May 4th, 2012

Sayre, PA. –Financial Advisor Michael Dinich informs life insurance policy holders that they may be paying as much as 70% too much for their life insurance.

The life insurance industry has a standardized pricing system called the Commissioners Standard Ordinary Mortality Rates (CSO).  The most recent study was conducted in 2001.  Prior to this study, the last prices were calculated in 1980.

“Over this 20 year gap, the table represents a 30 percent reduction in policyholder cost,” said Michael Dinich, Founder of Your Money Matters. “This reduction could be even higher depending on when your policy was put in place.”

Dinich informs that while the study was done in 1980, the lower prices were not implemented until 1988. Policyholders that bought insurance during the lapsed time period may actually be paying an even higher rate.

“Bottom line, there are a lot of policies that are priced better in the market,” said Dinich. “The best way to ensure against over paying or getting less than you’ve paid foris to get a life insurance policy review completed by a knowledgeable advisor.”

For more information on how Michael Dinich can help, please visit www.michaeldinich.com.

For media inquiries only, please contact Jenn Horner at Jennifer@dnagency.com.

About Michael Dinich:

Michael Dinich has more than 25 years in the financial industry and is a Certified Estate Planner and Registered Financial Consultant. He takes a holistic approach to retirement, integrating estate planning, tax planning and safe money. This approach helped Michael’s firm win the 2009 Five-Star Wealth Manager Award through Philadelphia Magazine.

Michael has a passion for helping pre-retirees and aims to minimize taxation when possible. He also works to stay ahead of inflation, which is something not all advisors focus on. Michael is currently working on a book project with his wife, “Recipes for Retirement Success.”

Financial Advisor Richard Paul Unveils How To Avoid Overpaying For Life Insurance

Posted by admin on May 3rd, 2012

Novi, MI. –Financial Advisor Richard Paul informs life insurance policy holders that they may be paying as much as 70% too much for their life insurance.

The life insurance industry has a standardized pricing system called the Commissioners Standard Ordinary Mortality Rates (CSO).  The most recent study was conducted in 2001.  Prior to this study, the last prices were calculated in 1980.

“Over this 20 year gap, the table represents a 30 percent reduction in policyholder cost,” said Richard Paul, Founder and President of Richard W. Paul & Associates, LLC. “This reduction could be even higher depending on when your policy was put in place.”

Rich informs that while the study was done in 1980, the lower prices were not implemented until 1988. Policyholders that bought insurance during the lapsed time period may actually be paying an even higher rate.

“Bottom line, there are a lot of policies that are priced better in the market,” said Rich. “The best way to ensure against over paying or getting less than you’ve paid for, is to get a life insurance policy review completed by a knowledgeable advisor.”

For more information on how Richard Paul can help, please visit www.rwpaul.com.

For media inquiries only, please contact Jenn Horner at Jennifer@dnagency.com.

About Richard Paul:

Rich has been in the business for over 25 years and specializes in working with retirees, and people in what he calls the “Red Zone,” those people about 5 years before retirement who want to create a pension-like stream of income when they stop working.

Rich started his financial planning career with a large insurance company, but eventually wanted more and decided to become a Certified Financial PlannerTM because he noticed most were not certified in this business.

In addition, Rich has since become a Certified Estate Planner, Registered Financial Consultant, and opened his own Registered Investment Advisory Firm, Richard W. Paul & Associates, LLC.

Rich has also been the local guest host on the national radio show called “The Financial Safari,” for the past several years. The show is now in 28 states and streamed online live each week.

Besides the radio show Rich is also releasing a book “The Baby Boomers Retirement Survival Guide” in the next month or so, which focuses on the transition into retirement, and how to construct a portfolio to give you income for life.

Financial Advisor Michael Canet Unveils How To Avoid Overpaying For Life Insurance

Posted by admin on May 1st, 2012

Glen Burnie, MD. –Financial Advisor Michael Canet informs life insurance policy holders that they may be paying as much as 70% too much for their life insurance.

The life insurance industry has a standardized pricing system called the Commissioners Standard Ordinary Mortality Rates (CSO).  The most recent study was conducted in 2001.  Prior to this study, the last prices were calculated in 1980.

“Over this 20 year gap, the table represents a 30 percent reduction in policyholder cost,” said Michael Canet, Founder of Prostatis Financial Advisors Group, LLC and the Estate and Elder Planning Center of Maryland. “This reduction could be even higher depending on when your policy was put in place.”

Canet informs that while the study was done in 1980, the lower prices were not implemented until 1988. Policyholders that bought insurance during the lapsed time period may actually be paying an even higher rate.

“Bottom line, there are a lot of policies that are priced better in the market,” said Canet. “The best way to ensure against over paying or getting less than you’ve paid for is to get a life insurance policy review completed by a knowledgeable advisor.”

For more information on how Michael Canet can help, please visit www.ProstatisFinancial.com.

For media inquiries only, please contact Jenn Horner at Jennifer@dnagency.com.

About Michael Canet:

Michael Canet is the Founder of Prostatis Financial Advisors Group, LLC as well as the Estate and Elder Planning Center of Maryland. For over a decade, Canet has been building a reputation in retirement planning and asset preservation for families and retirees.

Michael Canet is the author of, Surviving the Perfect Storm: A Practical Guide to Secure Retirement Planning During Volatile Times, and the host of The Savvy Investor Radio. Canet holds public seminars focusing on financial and legal aspects of retirement planning, the economics of long-term healthcare and asset preservation, and frequently appears on television as a tax and financial expert.

In 2010, the Governor of Maryland appointed Canet to the State Board of Individual Tax Preparers. He is widely recognized in Maryland and beyond as a specialist in retirement planning.

Financial Advisor Peter D’Arruda Unveils How To Avoid Overpaying For Life Insurance

Posted by admin on Apr 30th, 2012

Cary, NC. –Financial Advisor Peter D’Arruda informs life insurance policy holders that they may be paying as much as 70% too much for their life insurance.

The life insurance industry has a standardized pricing system called the Commissioners Standard Ordinary Mortality Rates (CSO).  The most recent study was conducted in 2001.  Prior to this study, the last prices were calculated in 1980.

“Over this 20 year gap, the table represents a 30 percent reduction in policyholder cost,” said Peter D’Arruda, President of Capital Financial Advisory Group, LLC. “This reduction could be even higher depending on when your policy was put in place.”

D’Arruda informs that while the study was done in 1980, the lower prices were not implemented until 1988. Policyholders that bought insurance during the lapsed time period may actually be paying an even higher rate.

“Bottom line, there are a lot of policies that are priced better in the market,” said D’Arruda. “The best way to ensure against over paying or getting less than you’ve paid for is to get a life insurance policy review completed by a knowledgeable advisor.”

For more information on how Peter D’Arruda can help, please visit www.coachpeteradio.com.

For media inquiries only, please contact Jenn Horner at Jennifer@dnagency.com.

About Peter D’Arruda:

Peter D’Arruda is a Registered Financial Consultant & Investment Advisor. He is the author of three popular financial books and his radio show, “Coach Pete’s Financial Safari” is heard weekly on radio stations throughout the country.

D’Arruda is a highly sought after speaker and each year he educates area investors and financial professionals by holding seminars open to the public. He also attends several advanced planning industry meetings each year to continue improving his knowledge base.

D’Arruda has been in many national articles and publications such as Forbes, CNBC, Fox Business Network, The Wall Street Journal, Newsweek, SmartMoney, among others.

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