National Credit Federation President Dave Fulk Says It Pays to Improve Your Credit Score Before Buying a Home

Tampa, FL — Feb 13, 2015 — Dave Fulk, president of National Credit Federation, published a new article entitled “What Kind of Credit Do You Need to Buy a House?” In the article, he discusses the role credit scores play in determining mortgage interest rates, and how improving one’s credit score before purchasing a home makes homeownership a better overall investment.

Fulk says, “It pays to have the best credit score possible when you apply for your loan because it is important factor in determining how much interest you pay. While even a fraction of a percent might not seem like much to you now, remember that mortgages often extend over several decades. The difference between even half a percentage point can add up to tens of thousands of dollars over the course of many years. Even if you’ve found the perfect home at a great price, it often makes far more financial sense to wait until your credit and other finances are in order than to jump at the first good opportunity.”

Dave Fulk, NACSO, CCRA, is the president of National Credit Federation and a national speaker on finance and credit. He has over 10 years of experience in the financial industry, specializing in finance, mortgages, and credit.

Read the whole article here.

About National Credit Federation:

National Credit Federation helps people accomplish their financial goals through credit repair, debt settlement, student loan consolidation, and business funding. The NCF mission is to help members who are currently in or have successfully come through a financial crisis improve their creditworthiness, allowing them to achieve their credit objectives, including home ownership. This mission is accomplished by providing members with access to resources not normally available to “non-credit worthy” consumers, such as financing, banking, credit lines, professional legal assistance, tax advice, personal financial coaching, and personal financial education. One of the oldest and most trusted companies in the nation, NCF has been featured in Forbes magazine, USA Today Yahoo Finance and 27 other major news outlets. They have an A rating with the BBB and have over 600+ testimonials from previous clients they have helped.

Posted Under: Dave Fulk